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FINANCIAL WELLNESS Helping Employees Develop Financial Confidence TM : WellCents mywellcentsapp.com/login WellCentsTM is a financial wellness solution that helps employees develop financial confidence and remove barriers that prohibit them from reaching their financial goals. Personal Investment Retirement Theprogramprovides: Finance Planning Planning + Personal financial assessments and planning guidance + One-on-one consultations with an IMA Retirement advisor focused on establishing a personalized financial plan based upon the employee’s Protection Estate Retiring unique financial priorities Planning Planning Well + Coordinated advice that integrates an employer’s available benefits offerings Questions? Please feel free to contact + Tailored group education meetings to address a workforce’s specific Ben Stein, Retirement Plan Manager. areas of interest + Mobile appfor employees to complete assessments, schedule one-on- TM WellCents program technology is not proprietary to IMA Retirement. This technology is one sessions, and review action plans offered through the RPAG platform. RPAG and IMA Retirement are separate, non-affiliated companies. IMA Retirement pays RPAG for use of their platform and resources. + Employer reporting that provides insights into a workforce’s financial challenges and measures overall wellness 2024 Benefits Guide | 23

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