NEW! VOLUNTARY BENEFITS 24 Accident Insurance While you can’t always prevent accidents from occurring, you can get financial support to make your recovery less stressful. Accident insurance offsets the costs associated with a covered accident based on a schedule of benefits. A lump - sum payment will be provided to you or you family, which you can use for your individual needs. Note: You must elect coverage for yourself to add your spouse/domestic partner and/or children. To maintain the right balance and security in your life, you may need support outside of the traditional care benefits. Our v olu ntary benefits, administered by MetLife, are employee - paid benefits that complement your medical coverage and offer financial support. Critical Illness Insurance Critical Illness Insurance pays a cash benefit if you are diagnosed with a covered disease or condition, such as cancer, a heart attack, or stroke. You can use this benefit however you like, including to help pay for treatments, prescriptions, travel, increased living expenses, and more. Note: You must elect coverage for yourself to add dependents. Spouse elections not to exceed 100% of employee election. Child(ren) election not to exceed 50% of employee election.