BENEFITS OF AN FSA 15 Your gross annual pay $88,000 Estimated tax rate (30%) - $26,400 Your net annual pay $61,600 Your annual healthcare expenses - $2,000 Your final take - home pay $59,600 Your gross annual pay $88,000 Your annual healthcare expenses - $2,000 Your adjusted gross pay $86,000 Estimated tax rate (30%) - $25,800 Your final take home pay $60,200 With an FSA Without an FSA Why Enroll? You can save an average of 30% on healthcare services with a Flexible Spending Account. This account will reduce your overall tax burden, plus funds are conveniently withdrawn from your paycheck each pay period before taxes have been deducted. 2026 Benefits Guide | 15 FSA Benefits Enjoy significant tax savings with pre - tax deductible contributions and tax - free reimbursements for qualified plan expenses Quickly and easily access funds using the prepaid benefits card at point of sale, or request to have funds directly deposited to your bank account via online or mobile app Get one - click answers to benefits questions File claims easily online (when required) and let the system determine approval based on eligibility and availability of funds Stay up to date on balances and action required with automated email alerts and the convenient web portal and mobile app home page messages