FINANCIAL WELLNESS Helping Employees Develop Financial Confidence Protection Planning Personal Finance Retiring Well Investment Planning Retirement Planning Estate Planning WellCentsTM : mywellcentsapp.com/login WellCentsTM is a financial wellness solution that helps employees develop financial confidence and remove barriers that prohibit them from reaching their financial goals. The program provides: + Personal financial assessments and planning guidance + One-on-one consultations with an IMA Retirement advisor focused on establishing a personalized financial plan based upon the employee’s unique financial priorities + Coordinated advice that integrates an employer’s available benefits offerings + Tailored group education meetings to address a workforce’s specific areas of interest + Mobile app for employees to complete assessments, schedule one-on- one sessions, and review action plans + Employer reporting that provides insights into a workforce’s financial challenges and measures overall wellness WellCentsTM program technology is not proprietary to IMA Retirement. This technology is offered through the RPAG platform. RPAG and IMA Retirement are separate, non-affiliated companies. IMA Retirement pays RPAG for use of their platform and resources. Questions? Please feel free to contact Ben Stein, Retirement Plan Manager.

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