ABC Training Company Lifestyle-Related Claims by Network Affiliation Evaluate a breakdown of your costs by lifestyle-related categories by network to illuminate cost drivers. Amount Paid Heart Accident Cerebro Disc Respiratory Kidney Diabetes Alcohol Breast High Blood Pressure Hernia Obesity Skin Uterine Stress $0 $50,000 $100,000 $150,000 $200,000 $250,000 $300,000 $350,000 $400,000 In Network Out of Network Points to consider: • What factors contribute to out of network utilization? • Could a wellness program improve your lifestyle-related costs? Copyright @ 2017 Zywave, Inc. 351737 - January 1, 2018 - December 31, 2018[51]

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