UNITED KINGDOM Benchmark Analysis There is insufficient data to run any comparisons on Critical Illness / Personal Accident Insurance. Provide a DC This is the % of companies that provide a DC to this group DC Employer This is the average employer contribution to the DC DC Employee This is the average employee contribution to the DC Provide an IP This is the % of companies that provide a IP to this group IP Employer This is the average employer contribution to the IP IP Employee This is the average employee contribution to the IP PMI Single This is the % of companies that pay for single PMI cover PMI Full This is the % of companies that pay for full PMI cover PHI This is the % of companies that provide PHI to this group Holidays This is the average number of holidays given NRA This is the average normal retirement age Life Assurance This is the average level of life assurance cover Where data has not been provided or could not be substantiated N/A is entered. ABC UK vs. Large Companies Benefit ABC UK MD Director Clerical Operative Other Ranks Provide DC Yes 26% 26% 10% 31% 22% DC Employer 7% 10% 10% 4% 5% 4% DC Employee 5% 5% 5% 6% 6% 6% Provide IP Yes 14% 14% N/A N/A N/A IP Employer N/A 10% 10% N/A N/A N/A IP Employee N/A 5% 5% N/A N/A N/A PMI Single Core 13% 13% 54% 45% 82% * PMI Full Core 81% 81% N/A N/A N/A PHI Yes 88% 77% 45% 19% 54% Holidays N/A 25 25 20 25 25 NRA 65 61 61 N/A N/A N/A Life Assurance 4 x DIS 4 x DIS 4 x DIS 3 x DIS 3 x DIS 4 x DIS * This is a lower level of PMI to the others, the majority being based on a cash plan scheme rather than a structured PMI scheme. ABC UK Ltd Page C - 7