Japan insurance supplement. The spouse must not qualify for a Eligible survivors include the widow living with, and caring for, national pension in his or her own right.) the deceased’s children up to the end of the fiscal year in Employees’ pension insurance: Age 60 (age 55, for seamen which the child reaches age 18 (age 20 if disabled), and the and miners) with 25 years of coverage. There is no requirement children of the deceased up to the end of the fiscal year in to cease employment. The pension is reduced if the pension which the child reaches age 18 (age 20 if disabled). and salary combined exceed a certain limit. The reduction is Death grant (national pension program): The deceased was greater for those aged 60 to 64 than for those aged 65 to 70. not an old-age or disability pensioner at the time of death and Dependent supplement: Payable for a dependent spouse had paid at least 3 years of contributions. under age 65. When the spouse reaches age 65 and receives a Employees’ pension insurance: The deceased satisfied the pension in his or her own right under the national pension conditions for the old-age or disability (Class I or II) pension or program, the supplement ceases. Payable for children up to was insured at the time of death with contributions paid or the end of the fiscal year in which they reach age 18 (age 20 if credited during 2/3 of the period between age 20 and the date disabled). of death. Disability pension Eligible survivors may include a widow, a widower older than National pension program: Total disability requiring constant age 55, children or grandchildren up to the end of the fiscal attendance (Class I) or a degree of disability that severely year in which the child reaches age 18 (age 20 if disabled), and restricts the person’s ability to live independently (Class II). parents or grandparents older than age 55, if they were Contributions must have been paid or credited during 2/3 of financially dependent on the deceased at the time of death. the period between age 20 and the onset of disability. Credited The pension is paid to the first eligible survivor in the contributions may be awarded to low-income or disabled following order of priority: widowed mother, children, childless persons or for those receiving public aid. The pension amount widow, widower, parents, grandparents, and grandchildren. is reduced for credited contribution periods. Dependent supplement: Paid to a surviving parent or the Dependent supplement: Payable for children up to the end of eldest child for children up to the end of the fiscal year in the fiscal year in which they reach age 18 (age 20 if disabled). which the child reaches age 18 (age 20 if disabled). Employees’ pension insurance: Total disability requiring Old-Age Benefits constant attendance (Class I) or a degree of disability that severely restricts the person’s ability to live independently National pension program (old-age): If fully insured (Class II). Contributions must have been paid or credited (480 months of paid contributions), the pension is 794,500 yen during 2/3 of the period between age 20 and the onset of a year. If not fully insured, the pension is reduced disability. Credited contributions may be awarded to low- proportionately according to the number of contributions paid income or disabled persons or for those receiving public aid. and credited. The pension is paid every 2 months. The pension amount is reduced for credited contribution Early pension: For those born on or after April 2, 1941, the periods. A pension (Class III) may be awarded for a disability reduction is 0.5% times the number of months between the less severe than that of Class II. date of application and age 65. For older cohorts, the benefit is Dependent supplement: Payable to persons with a Class I or II actuarially reduced by between 42% and 11%, depending on disability for a dependent spouse under age 65. When the the age at which the pension is taken between ages 60 and 64. spouse reaches age 65 and receives a pension in his or her Deferred pension: For those born on or after April 2, 1941, the own right under the national pension program, the supplement increase is 0.7% times the number of months between age 65 ceases. and the month of application. For older cohorts, the pension Disability grant (employees’ pension insurance): Payable for due at age 65 is increased by between 12% and 88%, an assessed degree of disability lower than Class III. depending on the age at which the pension is taken between Contributions must have been paid or credited during 2/3 of ages 66 and 70. the period between age 20 and the onset of disability. Credited Dependent supplement: Paid directly to a qualifying spouse contributions may be awarded to low-income or disabled aged 65 or older. The supplement ranges from 15,300 yen to persons or for those receiving public aid. The pension amount 228,600 yen a year, depending on the spouse’s age. is reduced for credited contribution periods. Benefit adjustment: Automatic annual adjustment for changes Survivor pension in the cost of living. National pension program: The deceased was an old-age or Employees’ pension insurance (old-age): The insured’s disability pensioner or was insured at the time of death with indexed average monthly wage over the full career times a contributions paid or credited during 2/3 of the period between coefficient determined by the insured’s date of birth times the age 20 and the date of death. number of months of coverage. The pension is paid every Dependent supplement: Payable for children up to the end of 2 months. the fiscal year in which they reach age 18 (age 20 if disabled). Pensioners between ages 60 and 64 receive an additional 1,676 yen a month for each month of coverage. (This