JAPAN Existing Benefits Government Employee’s Health Insurance Coverage ABC Japan Health Insurance Coverage (quasi-Governmental) Exclusions What is not covered: Same as Government, but health examination is provided • normal pregnancy and childbirth annually • abortion for economic reasons • health examination or checkups • vaccinations • cost of eye glasses, contact lenses, refractive eye surgery • cosmetic surgery, orthodontics (tooth straightening) • chiropractic • acupuncture, moxibustion, massage (these are only covered when a doctor has recommended them) • difference between insured hospital bed and (semi-) private hospital room • meal expenses (inpatients) up to 780 yen per day (excess of this amount will be covered) • transport cost for a person to accompany the insured Premium Rates 8.2% of gross salary (monthly salary capped at 980K yen, 7.6% of gross salary (monthly salary capped at 980K yen, bonus 2M yen) borne 50/50 between employer and bonus 2M yen) borne 50/50. 8.7% for the employees over employee age 40. (no premiums for dependents) ABC Japan Co. Ltd. Page B - 6