Life Insurance Beneficiary Designation Flyer

Ensure your life insurance proceeds bene昀椀t your loved ones. Update your bene昀椀ciary designations today! Have you had a major Things to keep in mind while life event recently? designating your bene昀椀ciaries If you don’t designate a bene昀椀ciary, your life insurance proceeds will be distributed according to the terms of the policy, which could include your estate. Change in Birth of Death in Be sure to list a secondary bene昀椀ciary in the event your primary marital status? or adopted the family? bene昀椀ciary passes away before you. a child? List the full name of each bene昀椀ciary instead of “son”, “spouse”, Major life events are good reasons to “wife”, etc. review your life insurance bene昀椀ciary. The If you have more than one primary bene昀椀ciary, please be sure to bene昀椀ciary on 昀椀le at the time of a death, is specify the percentage of proceeds you’d like each one to receive. who will receive your life insurance bene昀椀ts. Think carefully about all options before naming minor children as life Life insurance gives you con昀椀dence that your loved ones would be 昀椀nancially insurance bene昀椀ciaries. By law, minors can’t receive or control these prepared without you to handle expenses. assets, so funds must be distributed to someone who’s 18 or older or Review your bene昀椀ciary annually as part of may be held by the carrier until the child is no longer a minor. your 昀椀nancial wellness discussions to Distribution may be determined by the State. No matter the size of guarantee the designated bene昀椀ciary is who your estate or your Life insurance policy, it may be better to put the you want to receive the bene昀椀t. assets into a trust to be distributed to your heirs according to your speci昀椀c instructions. A trust isn’t as complicated. Please update your bene昀椀ciary If you list speci昀椀c bene昀椀ciaries, then your life insurance policy will information today. override your will. Make sure your wishes are covered in both documents. If you live in a Marital Property state and you want to name someone other than your spouse, your spouse may still have a marital property claim to part or all of the death bene昀椀t. If you want We’re here to help to name someone other than your spouse, have your spouse sign You can reach us at the bene昀椀ciary statement or submit a signed and dated letter giving 1-800-GET-MET8 (1-800-438-6388). their permission. We’re available Monday - Friday, You can designate your favorite charity or non-pro昀椀t as a bene昀椀ciary. 8:00 a.m. - 8:00 p.m. ET. Be sure to include the Tax ID and contact information. Consider consulting an advisor (investment professional, accountant, lawyer, etc.) if you have speci昀椀c questions.

Like most group bene昀椀t programs, bene昀椀t programs o昀昀ered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations, and terms for keeping them in force. Ask your MetLife group representative for costs and complete details. ©2022 MetLife Services and Solutions, LLC, Metropolitan Life Insurance Company 200 Park Avenue | New York, NY 10166 L1022026727[exp1024][All States]