MetLife Election of Portable Coverage Form

Metropolitan Life Insurance Company, New York, NY 10166 How You Can Continue Your Group Term Life Insurance – (Portability) What is Portability? Portability or porting is an optional feature chosen by your former employer. It allows employees and dependents to continue their Group Term Life and Accidental Death and Dismemberment (AD&D) insurance under a separate group policy. Once enrolled MetLife will mail you a portable certificate and your initial bill including instructions on how to set up the monthly Electronic Funds Transfer (EFT). The instructions to set up EFT can be found on the back of your bill. Ø Your first bill will also include any retroactive premium due from the effective date of your portable coverage and an administrative fee. The current administrative fee is $1.00 per statement. Why is Portable Coverage Important? Portable coverage provides security and helps eliminate gaps in coverage that you may experience during a time of transition, even if your employment ends. How Much Time Do I Have To Elect Portability? • If the Date of This Notice (see Part A on page 1 of the attached Election of Portable Coverage Form) is within 15 days after your coverage ends, you will have 31 days after your coverage ended to enroll. Example: if coverage ended Date of This Notice to enroll for portable coverage, your portable coverage you will have until will be effective July 31 August 8 August 31 September 1 July 31 August 15 August 31 September 1 • If the Date of This Notice (see Part A on page 1 of the attached Election of Portable Coverage Form) is given more than 15 days after your coverage ended, you will have 45 days from the Date of This Notice to enroll. Example: if coverage ended Date of This Notice to enroll for portable coverage, your portable coverage you will have until will be effective July 31 August 16 September 30 September 1 July 31 August 23 October 7 September 1 • Under no circumstances will the option to port be extended past 91 days after the date coverage ended under your former employer’s plan. EPORT NW INSTRUCTIONS EPORT (07/19)

How Do I Enroll For Portable Life And AD&D Insurance Coverage For Myself And My Dependents? 1. Complete Part B beginning on page 1 of the attached Election of Portable Coverage Form and be sure to answer all sections. 2. Complete, sign and date the Designation of Beneficiary for Your Life Benefits (Part C of the attached Election of Portable Coverage Form). What Needs To Be Mailed To Complete My Enrollment? You must return: a) Your Election of Portable Coverage Form, including information for yourself and if applicable your spouse/domestic partner and child(ren) (Part A and Part B); and b) Designation of Beneficiary for Your Life Benefits (Part C) Mail all correspondence to: MetLife Recordkeeping and Enrollment Services P.O. Box 14401 Lexington, KY 40512-4401 Or Fax to: 1-866-545-7517 Please Note: Certain benefits and provisions that were available under the employer’s group policy will no longer be applicable or may be different under your portable coverage. MN Residents – Please contact our MetLife Customer Service Center at the toll free number below to receive a copy of your state specific schedule of rates. For questions or assistance, contact the MetLife Customer Service Center toll-free at 1-888-252-3607, Monday – Friday between the hours of 8:00 a.m. and 11:00 p.m. (EST). EPORT NW INSTRUCTIONS EPORT (07/19)

Metropolitan Life Insurance Company, New York, NY 10166 ELECTION OF PORTABLE COVERAGE FORM Instructions to the Recordkeeper: (The Recordkeeper is the party designated to maintain records of coverage in effect prior to the Employee becoming eligible to Port. The Recordkeeper may be the Employer, a Third Party Administrator (TPA) or MetLife.) 1. Immediately upon the Employee’s eligibility for Portability, complete Part A below and Column 1 of the table on page 2 and then make a copy of this form. 2. If the Reason for the Portability Eligibility is Death of the Employee or Divorce, complete all of the fields in Part A below with the Spouse/Domestic Partner's information, not the Employee's information. In the column for Amount of Insurance Terminated, leave the Employee amounts blank and enter the Dependent Spouse/Domestic Partner/Domestic Partner and Dependent Child(ren) amounts as applicable. 3. Provide the Employee (or Spouse/Domestic Partner in the event of Death of the Employee or Divorce) with the original or mail it to their last known address. 4. Maintain a copy for your records. Part A – TO BE COMPLETED BY THE RECORDKEEPER Date of This Notice (ex. MM/DD/YYYY): Employer’s Name: Group Customer No.: Employee Name: (First, Middle, Last) Date Coverage Ended: Employee’s Mailing Address: (Street, City, State Zip) Has coverage been assigned? Yes No If yes, please specify coverage assigned and attach a copy of assignment form. If coverage has been assigned this form must be mailed to the owner. Employee’s Basic Annual Earnings: Reason for Insured’s Portability Eligibility: $ Recordkeeper’s Name: Print name of person at Recordkeeper completing Part A: Telephone Number: Part B – TO BE COMPLETED BY THE EMPLOYEE Employee’s Email Address: Employee’s Home Telephone No.: Social Security Number: Date of Birth: (ex. MM/DD/YYYY) Sex (M/F): Please retain a copy of the fully-completed form for your records and return the original to MetLife Customer Service Center. If you have any questions, please call 1-888-252-3607 Monday – Friday between the hours of 8:00 a.m. and 11:00 p. m. (EST). (Continued on Following Page) EP12 Page 1 of 3 T7200 (07/19)

Part B (continued) – ELECTION OF PORTABLE COVERAGE FORM To be Completed by the Employee (For each Type of Coverage, please indicate whether you want to continue, discontinue, To be Completed by the Recordkeeper increase, or decrease the amount of insurance in the shaded column. Select just one (Shaded areas to be completed by the Recordkeeper). option for each Type of Coverage). Continue Discontinue Decrease coverage coverage coverage I want to continue the I want to discontinue the I want to decrease my Amount of Insurance same amount of insurance in the shaded insurance in the shaded Terminated insurance in the shaded column. column by the following Type of Coverage Insert the actual $$ column. amount. amount of coverage (i.e. (Ex. $30,000 means you $50,000) want to decrease your insurance amount in column 1 by $30,000). Employee 1,2 Basic Life $ – $ 3 Life: $ – Life: $ Basic Life and AD&D AD&D: $ – AD&D: $ Supplemental/Optional Life $ – $ Supplemental/Optional Life Life: $ – Life: $ 3 and AD&D AD&D: $ – AD&D: $ Voluntary AD&D $ – $ Employee Only Employee + Dependents 1,2,4 Dependent Spouse/Domestic Partner Dependent Life $ – $ 3 Life: $ – Life: $ Dependent Life and AD&D AD&D: $ – AD&D: $ 3,5 Voluntary AD&D $ – $ 2,4 Dependent Child(ren) Dependent Life $ – $ 3 Life: $ – Life: $ Dependent Life and AD&D AD&D: $ – AD&D: $ 3,5 Voluntary AD&D $ – $ 1 The maximum amount the employee can continue on a portable basis is $1,000,000. The maximum amount the spouse/domestic partner can continue on a portable basis is $250,000. 2 In order to port coverage for yourself or your dependents, you must have had that coverage under your former plan at the time of your coverage termination. 3 AD&D coverage is not available without Life Insurance coverage. AD&D amount selected will be equal to the Life Insurance amount and must be in effect at time of termination. However, your VAD&D amount can be more than your Life insurance amount. 4 Subject to state limits, the Dependent Spouse/Domestic Partner amount can be greater than the Employee Amount. For Employee and Spouse/Domestic Partner coverage: Spouse/Domestic Partner minimum is $2,500. The Child minimum is $1,000. 5 Use these fields only when Voluntary AD&D is being requested for the Spouse/Domestic Partner and/or Child because of the death of the Employee or divorce. NOTE: All coverage amounts are subject to applicable state laws. Please retain a copy of the fully-completed form for your records and return the original to MetLife Customer Service Center. If you have any questions, please call 1-888-252-3607 Monday – Friday between the hours of 8:00 a.m. and 11:00 p. m. (EST). (Continued on Following Page) EP12 Page 2 of 3 T7200 (07/19)

Part B (continued) – ELECTION OF PORTABLE COVERAGE FORM – TO BE COMPLETED BY EMPLOYEE Name(s) of eligible dependent(s) for whom coverage is requested (If additional space is needed, attached a separate sheet of paper, sign and date) Dependent Name (First, Middle, Last) SSN Sex (M/F) Date of Birth (MM/DD/YYYY) Spouse/Domestic Partner Child Child Child FRAUD WARNINGS Before signing this Statement of Health form, please read the warning for the state where you reside and for the state where the insurance policy under which you are applying for coverage was issued. Alabama, Arkansas, District of Columbia, Louisiana, Massachusetts, New Mexico, Ohio, Rhode Island and West Virginia: Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. Colorado: It is unlawful to knowingly provide false, incomplete or misleading facts or information to an insurance company for the purpose of defrauding or attempting to defraud the company. Penalties may include imprisonment, fines, denial of insurance and civil damages. Any insurance company or agent of an insurance company who knowingly provides false, incomplete, or misleading facts or information to a policyholder or claimant for the purpose of defrauding or attempting to defraud the policyholder or claimant with regard to a settlement or award payable from insurance proceeds shall be reported to the Colorado Division of Insurance within the Department of Regulatory Agencies to the extent required by applicable law. Florida: Any person who knowingly and with intent to injure, defraud or deceive any insurance company files a statement of claim or an application containing any false, incomplete or misleading information is guilty of a felony of the third degree. Kansas and Oregon: Any person who knowingly presents a materially false statement in an application for insurance may be guilty of a criminal offense and ay be subject to penalties under state law. Kentucky: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime. Maine, Tennessee and Washington: It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. Penalties may include imprisonment, fines or a denial of insurance benefits. Maryland: Any person who knowingly or willfully presents a false or fraudulent claim for payment of a loss or benefit or who knowingly or willfully presents false information in an application for insurance is guilty of a crime and may be subject to fines and confinement in prison. New Jersey: Any person who files an application containing any false or misleading information is subject to criminal and civil penalties. New York: (only applies to Accident and Health Insurance): Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. Oklahoma: WARNING: Any person who knowingly, and with intent to injure, defraud or deceive any insurer, makes any claim for the proceeds of an insurance policy containing any false, incomplete or misleading information is guilty of a felony. Puerto Rico: Any person who knowingly and with the intention to defraud includes false information in an application for insurance or files, assists or abets in the filing of a fraudulent claim to obtain payment of a loss or other benefit, or files more than one claim for the same loss or damage, commits a felony and if found guilty shall be punished for each violation with a fine of no less than five thousand dollars ($5,000), not to exceed ten thousand dollars ($10,000); or imprisoned for a fixed term of three (3) years, or both. If aggravating circumstances exist, the fixed jail term may be increased to a maximum of five (5) years; and if mitigating circumstances are present, the jail term may be reduced to a minimum of two (2) years. Vermont: Any person who knowingly presents a false statement in an application for insurance may be guilty of a criminal offense and subject to penalties under state law. Virginia: Any person who, with the intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement may have violated the state law. Pennsylvania and all other states: Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto commits a fraudulent insurance act, which is a crime and subjects such person to criminal and civil penalties. Please retain a copy of the fully-completed form for your records and return the original to MetLife Customer Service Center. If you have any questions, please call 1-888-252-3607 Monday – Friday between the hours of 8:00 a.m. and 11:00 p. m. (EST). (Continued on Following Page) EP12 Page 3 of 3 T7200 (07/19)

Part C – TO BE COMPLETED BY THE EMPLOYEE DESIGNATION OF BENEFICIARY FOR YOUR LIFE INSURANCE (Dependent Life Insurance is payable as specified in the Certificate) Only check one of the following boxes. I designate the following person(s) as my primary beneficiary(ies) for my portable term coverage(s). With such designation any previous designation of a beneficiary for such coverage is hereby revoked. My designation of beneficiary is on a separate form which is signed, dated and attached. The amount of insurance that is paid to you or your beneficiary will be decreased by any amount of contribution owed to MetLife. Check if you need more space for additional beneficiaries and attach a separate page. Include all beneficiary information, and sign/date the page. Full Name (First, Middle, Last) Social Security # Date of Birth (MM/DD/YYYY) Relationship Share % Address (Street, City, State, Zip) Phone #: Full Name (First, Middle, Last) Social Security # Date of Birth (MM/DD/YYYY) Relationship Share % Address (Street, City, State, Zip) Phone #: Full Name (First, Middle, Last) Social Security # Date of Birth (MM/DD/YYYY) Relationship Share % Address (Street, City, State, Zip) Phone #: Payment will be made in equal shares or all to the survivor unless otherwise indicated. TOTAL: 100% If all the primary beneficiary(ies) die before me, I designate as contingent beneficiary(ies): Full Name (First, Middle, Last) Social Security # Date of Birth (MM/DD/YYYY) Relationship Share % Address (Street, City, State, Zip) Phone #: Full Name (First, Middle, Last) Social Security # Date of Birth (MM/DD/YYYY) Relationship Share % Address (Street, City, State, Zip) Phone #: Payment will be made in equal shares or all to the survivor unless otherwise indicated. TOTAL: 100% DECLARATION AND SIGNATURE The person signing below acknowledges that they have read and understand the statements and declarations made in this election form. Before signing this election form, please read the warning below: New York (only applies to Accident and Health Insurance): Any person who knowingly and with intent to defraud any insurance company or other person files an application for insurance or statement of claim containing any materially false information, or conceals for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent insurance act, which is a crime, and shall also be subject to a civil penalty not to exceed five thousand dollars and the stated value of the claim for each such violation. Ø Ø Signature of Insured/Owner Date Signed (MM/DD/YYYY) Please Note: MetLife needs to receive the original. The signature and date above may not be altered. Please retain a copy of the fully-completed form for your records and return the original to MetLife Customer Service Center. If you have any questions, please call 1-888-252-3607 Monday – Friday between the hours of 8:00 a.m. and 11:00 p. m. (EST). (Continued on Following Page) EP12 Page 3 of 3 T7200 (07/19)

TABLE A LIFE INSURANCE ONLY MONTHLY TERM RATES RATE SHEET Schedule of Monthly Portable Group Life Insurance Term Rates For Insured and Dependents Rates (cost per $1,000 of coverage per month) are based on the Insured’s age and Dependent Spouse/Domestic Partner’s age as of the first of the month following the insured’s birthday. Rates are subject to change. An administrative fee may also apply. Sample monthly premium calculation for an insured age 45, electing $50,000 of portable coverage $50,000 ÷ $1,000 = 50 x $0.334 = $16.70 + $1.00 = $17.70 Amount of ÷ $1,000 = # of units x Rate based on = Monthly + Admin fee = Monthly coverage age 45 insurance total due selected premium DEPENDENT DEPENDENT DEPENDENT INSURED SPOUSE/ INSURED SPOUSE/ INSURED SPOUSE/ AGE RATE DOMESTIC AGE RATE DOMESTIC AGE RATE DOMESTIC PARTNER PARTNER PARTNER RATE RATE RATE 15 $0.106 $0.106 37 $0.153 $0.153 59 $1.328 $1.328 16 $0.120 $0.120 38 $0.168 $0.168 60 $1.470 $1.470 17 $0.129 $0.129 39 $0.184 $0.184 61 $1.624 $1.624 18 $0.137 $0.137 40 $0.202 $0.202 62 $1.796 $1.796 19 $0.141 $0.141 41 $0.224 $0.224 63 $1.987 $1.987 20 $0.142 $0.142 42 $0.248 $0.248 64 $2.202 $2.202 21 $0.153 $0.153 43 $0.275 $0.275 65 $2.436 $2.436 22 $0.146 $0.146 44 $0.302 $0.302 66 $2.682 $2.682 23 $0.131 $0.131 45 $0.334 $0.334 67 $2.904 $2.904 24 $0.122 $0.122 46 $0.370 $0.370 68 $3.139 $3.139 25 $0.115 $0.115 47 $0.410 $0.410 69 $3.399 $3.399 26 $0.115 $0.115 48 $0.454 $0.454 70 $3.691 N/A 27 $0.107 $0.107 49 $0.500 $0.500 71 $4.022 N/A 28 $0.107 $0.107 50 $0.552 $0.552 72 $4.400 N/A 29 $0.107 $0.107 51 $0.610 $0.610 73 $4.828 N/A 30 $0.107 $0.107 52 $0.673 $0.673 74 $5.292 N/A 31 $0.107 $0.107 53 $0.743 $0.743 75 $5.785 N/A 32 $0.115 $0.115 54 $0.811 $0.811 76 $6.359 N/A 33 $0.115 $0.115 55 $0.896 $0.896 77 $6.958 N/A 34 $0.122 $0.122 56 $0.987 $0.987 78 $7.585 N/A 35 $0.131 $0.131 57 $1.091 $1.091 79 $8.262 N/A 36 $0.138 $0.138 58 $1.204 $1.204 TABLE B TABLE C LIFE INSURANCE ONLY VAD&D LIFE INSURANCE ONLY MONTHLY TERM RATES MONTHLY TERM RATES AGE DEPENDENT CHILD(REN) VAD&D EMPLOYEE VAD&D FAMILY RATE RATE ONLY RATE N/A $0.162 $0.035 $0.05 Please Note: The Dependent Child(ren) Rate is based on a flat monthly rate. Each child is covered for the same amount regardless of the number of children covered under the policy EPORT RATE SHEET Page 1 of 2 EPORT (07/19)

TABLE A LIFE INSURANCE ONLY MONTHLY TERM RATES RATE SHEET Schedule of Monthly Portable Group Life and AD&D Insurance Term Rates For Insured and Dependents Rates (cost per $1,000 of coverage per month) are based on the Insured’s age and Dependent Spouse/Domestic Partner’s age as of the first of the month following the insured’s birthday. Rates are subject to change. An administrative fee may also apply. Sample monthly premium calculation for an insured age 45, electing $50,000 of portable coverage $50,000 ÷ $1,000 = 50 x $0.369 = $18.45 + $1.00 = $19.45 Amount of ÷ $1,000 = # of units x Rate based on = Monthly + Admin fee = Monthly coverage age 45 insurance total due selected premium DEPENDENT DEPENDENT DEPENDENT INSURED SPOUSE/ INSURED SPOUSE/ INSURED SPOUSE/ AGE RATE DOMESTIC AGE RATE DOMESTIC AGE RATE DOMESTIC PARTNER PARTNER PARTNER RATE RATE RATE 15 $0.141 $0.131 37 $0.188 $0.178 59 $1.363 $1.353 16 $0.155 $0.145 38 $0.203 $0.193 60 $1.505 $1.495 17 $0.164 $0.154 39 $0.219 $0.209 61 $1.659 $1.649 18 $0.172 $0.162 40 $0.237 $0.227 62 $1.831 $1.821 19 $0.176 $0.166 41 $0.259 $0.249 63 $2.022 $2.012 20 $0.177 $0.167 42 $0.283 $0.273 64 $2.237 $2.227 21 $0.188 $0.178 43 $0.310 $0.300 65 $2.471 $2.461 22 $0.181 $0.171 44 $0.337 $0.327 66 $2.717 $2.707 23 $0.166 $0.156 45 $0.369 $0.359 67 $2.939 $2.929 24 $0.157 $0.147 46 $0.405 $0.395 68 $3.174 $3.164 25 $0.150 $0.140 47 $0.445 $0.435 69 $3.434 $3.424 26 $0.150 $0.140 48 $0.489 $0.479 70 $3.726 N/A 27 $0.142 $0.132 49 $0.535 $0.525 71 $4.057 N/A 28 $0.142 $0.132 50 $0.587 $0.577 72 $4.435 N/A 29 $0.142 $0.132 51 $0.645 $0.635 73 $4.863 N/A 30 $0.142 $0.132 52 $0.708 $0.698 74 $5.327 N/A 31 $0.142 $0.132 53 $0.778 $0.768 75 $5.820 N/A 32 $0.150 $0.140 54 $0.846 $0.836 76 $6.394 N/A 33 $0.150 $0.140 55 $0.931 $0.921 77 $6.993 N/A 34 $0.157 $0.147 56 $1.022 $1.012 78 $7.620 N/A 35 $0.166 $0.156 57 $1.126 $1.116 79 $8.297 N/A 36 $0.173 $0.163 58 $1.239 $1.229 TABLE B TABLE C LIFE INSURANCE ONLY VAD&D LIFE INSURANCE ONLY MONTHLY TERM RATES MONTHLY TERM RATES AGE DEPENDENT CHILD(REN) VAD&D EMPLOYEE VAD&D FAMILY RATE RATE ONLY RATE N/A $0.209 $0.035 $0.05 Please Note: The Dependent Child(ren) Rate is based on a flat monthly rate. Each child is covered for the same amount regardless of the number of children covered under the policy EPORT RATE SHEET Page 2 of 2 EPORT (07/19)