ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE - ADDITIONAL BENEFIT: AIR BAG USE GCERT2000 51 add/airbag If You die as a result of an accidental injury, We will pay this additional benefit if: 1. We pay a benefit for loss of life under the ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE section; 2. this benefit is in effect on the date of the injury; and 3. We receive Proof that the deceased person: · was in an accident while driving or riding as a passenger in a Passenger Car equipped with an Air Bag(s); · was riding in a seat protected by an Air Bag; · was wearing a Seat Belt which was properly fastened at the time of the accident; and · died as a result of injuries sustained in the accident. A police officer investigating the accident must certify that the Seat Belt was properly fastened and that the Passenger Car in which the deceased was traveling was equipped with Air Bags. A copy of such certification must be submitted to Us with the claim for benefits. Passenger Car means any validly registered four-wheel private passenger car. It does not include any commercially licensed car or any private car being used for commercial purposes. Seat Belt means any restraint device that: · meets published United States government safety standards; · is properly installed by the car manufacturer; and · is not altered after the installation. Air Bag means an inflatable restraint device that: ● meets published United States government safety standards; ● is properly installed by the car manufacturer; and ● is not altered after the installation. BENEFIT AMOUNT The Air Bag Use Benefit is an additional benefit equal to 5% of the Full Amount shown in the SCHEDULE OF BENEFITS. However, the amount We will pay for this benefit will not be less than $100 or more than $10,000. BENEFIT PAYMENT For loss of Your life We will pay benefits to Your Beneficiary.