SCHEDULE OF BENEFITS (continued) GCERT2000 27 sch Loss of speech or loss of hearing..................................... 50% Loss of speech means the entire and irrecoverable loss of speech that continues for 6 consecutive months following the accidental injury. Loss of hearing means the entire and irrecoverable loss of hearing in both ears that continues for 6 consecutive months following the accidental injury. Paralysis of both arms and both legs................................. 100% Paralysis of both legs..................................................... 50% Paralysis of the arm and leg on either side of the body........................................................................... 50% Paralysis of one arm or leg.............................................. 25% Paralysis means loss of use of a limb, without severance. A Physician must determine the paralysis to be permanent, complete and irreversible. Brain Damage............................................................... 100% Brain Damage means permanent and irreversible physical damage to the brain causing the complete inability to perform all the substantial and material functions and activities normal to everyday life. Such damage must manifest itself within 30 days of the accidental injury, require a hospitalization of at least 5 days and persists for 12 consecutive months after the date of the accidental injury. Coma........................................................................... 1% monthly, beginning on the 7 th day of the Coma and for the duration of the Coma to a maximum of 60 months Coma means a state of deep and total unconsciousness from which the comatose person cannot be aroused. Such state must begin within 30 days of the accidental injury and continue for 7 consecutive days. Portability Eligible Life and AD&D Insurance Life and AD&D Insurance For You: Portability Eligible Life Insurance For You: Basic Life Insurance: Minimum Portability Eligible Life Insurance Amount.................. $10,000 Maximum Portability Eligible Life Insurance Amount................. The lesser of Your total Life Insurance in effect on the date You elect to Port or $2,000,000. Portability Eligible Accidental Death and Dismemberment Insurance For You: Basic Accidental Death and Dismemberment Insurance: Minimum Portability Eligible AD&D Insurance Amount............... $10,000 Maximum Portability Eligible AD&D Insurance Amount.............. The lesser of Your total AD&D Insurance in effect on the date You elect to Port or