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ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE - ADDITIONAL BENEFIT: CHILD CARE GCERT2000 53 add/childcare If You die as a result of an accidental injury, We will pay this additional Child Care benefit if: 1. We pay a benefit for loss of life under the ACCIDENTAL DEATH AND DISMEMBERMENT INSURANCE section; 2. This benefit is in effect on the date of the injury; and 3. We receive Proof that: on the date of Your death a Child was enrolled in a Child Care Center; or · within 12 months after the date of Your death a Child was enrolled in a Child Care Center. Child Care Center means a facility that: · is operated and licensed according to the law of the jurisdiction where it is located; and · provides care and supervision for children in a group setting on a regularly scheduled and daily basis. BENEFIT AMOUNT For each Child who qualifies for this benefit, We will pay an amount equal to the Child Care Center charges incurred for a period of up to 4 consecutive years, not to exceed: · an annual maximum of $5,000; and · an overall maximum of 12% of the Full Amount shown in the SCHEDULE OF BENEFITS . We will not pay for Child Care Center charges incurred after the date a Child attains age 12. We may require Proof of the Child’s continued enrollment in a Child Care Center during the period for which a benefit is claimed. BENEFIT PAYMENT We will pay this benefit quarterly when We receive Proof that Child Care Center charges have been paid. Payment will be made to the person who pays such charges on behalf of the Child. If this benefit is in effect on the date You die and there is no Child who could qualify for it, We will pay $1,000 to Your Beneficiary in one sum.

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