SPECIAL RULES FOR GROUPS PREVIOUSLY COVERED UNDER OTHER GROUP LIFE AND AD&D INSURANCE GCERT2000 35 tog/life The following rules will apply if the Life and AD&D Insurance under this Group Policy replaces other group Life and AD&D insurance provided to You by the Employer. Prior Plan means the group life and AD&D insurance underwritten by another insurer and provided to You by the Employer on the day before the Replacement Date. Replacement Date means the effective date of the Life and AD&D Insurance under this Group Policy. Rules if You were Covered Under the Prior Plan on the Day Before the Replacement Date: 1. Actively at Work on the Replacement Date - If You were covered under the Prior Plan on the day before the Replacement Date and You are Actively at Work in an eligible class on the Replacement Date, You will be insured under this Group Policy for an amount of Life and AD&D Insurance referred to as Active Employee Coverage. The amount of the Active Employee Coverage on the Replacement Date will be the amount of Life Insurance described in the SCHEDULE OF BENEFITS. 2. Not Actively at Work on the Replacement Date - If You were covered under the Prior Plan on the day before the Replacement Date and You are not Actively at Work on the Replacement Date, but You would otherwise be a member of an eligible class if You were Actively at Work on the Replacement Date, You will be insured under this Group Policy for an amount of Life and AD&D Insurance referred to as Transition Coverage. T he amount of the Transition Coverage on the Replacement Date will be the lesser of: ● the amount of group life and AD&D insurance in effect under the Prior Plan, and ● the amount of Life and AD&D Insurance available under this Group Policy for the eligible class to which You belong. While Transition Coverage is in effect, the amount of coverage will continue to be determined in accordance with the provisions of the plan used to determine the amount of Transition Coverage on the Replacement Date. If You are not Actively at Work on the Replacement Date due to a disability, Transition Coverage will remain in effect on and after the Replacement Date until the earliest of: ● the date You return to Active Work as a member of an eligible class, at which time Active Employee Coverage will supersede the Transition Coverage; ● the date Life and AD&D Insurance would otherwise end in accordance with the terms and conditions of this certificate; ● the date on which Your life and AD&D insurance under the Prior Plan would have ended for any reason other than the Prior Plan ending; ● the date You are approved for extension of life and AD&D insurance without premium payment under the terms of Prior Plan; and ● if the Prior Plan provided for extension of life and AD&D insurance without premium payment during a period of disability, the last day of the 12-month period following the Replacement Date.