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DISABILITY INCOME INSURANCE GCERT2000 di/ltd/ss death 43 ADDITIONAL LONG TERM BENEFIT: SINGLE SUM PAYMENT IN THE EVENT OF YOUR DEATH If You die while You are Disabled and You were entitled to receive Monthly Benefits under this certificate, Proof of Your death must be sent to Us. When We receive such Proof, We will pay the benefit described in this section. BENEFIT AMOUNT The benefit amount will be equal to 3 times the lesser of: · the Monthly Benefit You receive for the calendar month immediately preceding Your death; · the Monthly Benefit You were entitled to receive for the month You die, if You die during the first month that Disability benefits are payable. We will reduce the benefit amount by any overpayment We are entitled to recover. BENEFIT PAYMENT Benefit payments will be made as described in the GENERAL PROVISIONS subsection entitled Disability Income Benefit Payments: Who We Will Pay.

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