MetLife Voluntary Life Insurance Certificate

GCR19-07 Metropolitan Life Insurance Company 200 Park Avenue, New York, New York 10166 CERTIFICATE RIDER Group Policy No.: TM 05384468-G Employer: Buckingham Browne and Nichols School Effective Date: June 1, 2023 The Certificate is changed as shown below: The Certificate is revised to add the following: “ How We Will Pay Benefits Unless the Beneficiary requests payment by check, when the Certificate states that We will pay benefits in “one sum”, “lump sum”, or a “single sum”, We may pay the full benefit amount: 1. by check; 2. by establishing an account that earns interest and provides the Beneficiary with immediate access to the full benefit amount; or 3. by any other method that provides the Beneficiary with immediate access to the full benefit amount. Other modes of payment may be available upon request. For details, call Our toll free number shown on the Certificate Face Page.” This rider is to be attached to and made a part of the Certificate.