TABLE OF CONTENTS GCERT2000 toc 25 Section Page CERTIFICATE FACE PAGE ............................................................................................................................... 1 NOTICES ............................................................................................................................................................ 3 SCHEDULE OF BENEFITS .............................................................................................................................. 26 DEFINITIONS .................................................................................................................................................... 29 ELIGIBILITY PROVISIONS: INSURANCE FOR YOU ...................................................................................... 31 Eligible Classes ............................................................................................................................................. 31 Date You Are Eligible For Insurance ............................................................................................................. 31 Enrollment Process ........................................................................................................................................ 31 Date Your Insurance Takes Effect ................................................................................................................. 31 Date Your Insurance Ends ............................................................................................................................. 34 SPECIAL RULES FOR GROUPS PREVIOUSLY COVERED UNDER OTHER GROUP LIFE INSURANCE . 35 CONTINUATION OF INSURANCE WITH PREMIUM PAYMENT .................................................................... 37 For Family And Medical Leave ...................................................................................................................... 37 At Your Option: Portability ............................................................................................................................. 37 At The Employer's Option .............................................................................................................................. 38 EVIDENCE OF INSURABILITY ........................................................................................................................ 40 LIFE INSURANCE: FOR YOU .......................................................................................................................... 42 LIFE INSURANCE: ACCELERATED BENEFIT OPTION (ABO) FOR YOU ..................................................... 43 LIFE INSURANCE: CONVERSION OPTION FOR YOU .................................................................................. 45 ELIGIBILITY FOR CONTINUATION OF CERTAIN INSURANCE WHILE YOU ARE TOTALLY DISABLED ... 47 FILING A CLAIM ............................................................................................................................................... 49 GENERAL PROVISIONS .................................................................................................................................. 50 Assignment .................................................................................................................................................... 50 Beneficiary ..................................................................................................................................................... 50 Suicide ........................................................................................................................................................... 50 Entire Contract ............................................................................................................................................... 51 Incontestability: Statements Made By You .................................................................................................... 51 Misstatement of Age ...................................................................................................................................... 51 Conformity with Law ...................................................................................................................................... 51 Autopsy .......................................................................................................................................................... 51