SUMMARY OF BENEFITS This health plan meets Minimum Creditable Coverage Standards for Massachusetts residents that went into effect January 1, 2014, as part of the Massachusetts Health Care Reform Law. Download the app, or create an account at bluecrossma.org . Sign in UNLOCK THE POWER OF YOUR PLAN MyBlue gives you an instant snapshot of your plan: COVERAGE AND BENEFITS CLAIMS AND BALANCES DIGITAL ID CARD An Association of Independent Blue Cross and Blue Shield Plans Preferred Blue PPO Saver Plan-Year Deductible: $2,900/$5,800 Owl Labs Inc.