Covered Services Your Cost In-Network Your Cost Out-of-Network Preventive Care Well-child care exams, including routine tests, according to age-based schedule as follows: Ten visits during the first year of life Three visits during the second year of life (age 1 to age 2) Two visits for age 2 One visit per calendar year for age 3 and older Nothing , no deductible 20% coinsurance , no deductible Routine adult physical exams, including related tests (one per calendar year) Nothing , no deductible 20% coinsurance , no deductible Routine GYN exams, including related lab tests (one per calendar year) Nothing , no deductible 20% coinsurance , no deductible Mental health wellness exams (at least one per calendar year) Nothing , no deductible Nothing , no deductible Routine hearing exams, including routine tests Nothing , no deductible 20% coinsurance , no deductible Hearing aids (up to $2,000 per ear every 36 months for a member age 21 or younger) All charges beyond the maximum after deductible 20% coinsurance after deductible and all charges beyond the maximum Routine vision exams (one every 24 months) Nothing , no deductible 20% coinsurance , no deductible Family planning servicesoffice visits Nothing , no deductible 20% coinsurance , no deductible Outpatient Care Emergency room visits $150 per visit after deductible (copayment waived if admitted or for observation stay) $150 per visit after deductible (copayment waived if admitted or for observation stay) Office or health center visits Nothing after deductible 20% coinsurance after deductible Mental health or substance use treatment Nothing after deductible 20% coinsurance after deductible Outpatient telehealth services With a covered provider Same as in-person visit Same as in-person visit With the in-network designated telehealth vendor Nothing after deductible Only applicable in-network Diabetic management services (first two visits per calendar year*) Nothing , no deductible 20% coinsurance after deductible Chiropractors office visits Nothing after deductible 20% coinsurance after deductible Acupuncture visits (up to 12 visits per calendar year) Nothing after deductible 20% coinsurance after deductible Short-term rehabilitation therapyphysical and occupational (up to 60 visits per calendar year**) Nothing after deductible 20% coinsurance after deductible Speech, hearing, and language disorder treatmentspeech therapy Nothing after deductible 20% coinsurance after deductible Diagnostic x-rays and lab tests, including CT scans, MRIs, PET scans, and nuclear cardiac imaging tests Nothing after deductible 20% coinsurance after deductible Home health care and hospice services Nothing after deductible 20% coinsurance after deductible Oxygen and equipment for its administration Nothing after deductible 20% coinsurance after deductible Durable medical equipmentsuch as wheelchairs, crutches, hospital beds 20% coinsurance after deductible*** 40% coinsurance after deductible*** Prosthetic devices 20% coinsurance after deductible 40% coinsurance after deductible Surgery and related anesthesia Nothing after deductible 20% coinsurance after deductible Inpatient Care (including maternity care) General or chronic disease hospital care (as many days as medically necessary) Nothing after deductible 20% coinsurance after deductible Mental hospital or substance use facility care (as many days as medically necessary) Nothing after deductible 20% coinsurance after deductible Rehabilitation hospital care (up to 60 days per calendar year) Nothing after deductible 20% coinsurance after deductible Skilled nursing facility care (up to 100 days per calendar year) Nothing after deductible 20% coinsurance after deductible * These diabetic services are for diabetes evaluation and management services, diabetic eye exams, or diabetic foot care. ** No visit limit applies when short-term rehabilitation therapy is furnished as part of covered home health care or for the treatment of autism spectrum disorders. *** In-network cost share waived for one breast pump per birth, including supplies (20% coinsurance after deductible out-of-network).