TIAA Financial Consultant Virtual Meetings

Set up a meeting, plan with confidence Schedule time with a financial consultant Making decisions about your money can feel difficult, especially when it comes to retirement. But you don’t have to go it alone—especially since access to our financial consultants is included as part of your retirement plan. They can help you determine whether you’re: Saving enough Invested appropriately On track As your retirement provider, From growth to preservation As life changes, your goals can we’re here to help you have and more, we can help keep your too. We’ll help you reevaluate the retirement you deserve. goals and investments aligned. and make updates as needed. Why wonder about how you’re saving when you can get Documents to bring guidance and advice instead? Even better, it’s available to your meeting at no extra cost.* Be sure to have these financial Schedule time with a statements on hand: financial consultant today • Investment Visit TIAA.org/schedulenow to set up a meeting • Retirement or call 800-732-8353 weekdays from 8 a.m. to 10 p.m. (ET) • Savings

*Based on independent third-party advice methodology. This material is for informational or educational purposes only and does not constitute fiduciary investment advice under ERISA, a securities recommendation under all securities laws, or an insurance product recommendation under state insurance laws or regulations. This material does not take into account any specific objectives or circumstances of any particular investor, or suggest any specific course of action. Investment decisions should be made based on the investor’s own objectives and circumstances. TIAA-CREF Individual & Institutional Services, LLC, Member FINRA, distributes securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association of America (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Each is solely responsible for its own financial condition and contractual obligations. Investing involves risk of possible loss of principal. Investment, insurance, and annuity products are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value. ©2022 Teachers Insurance and Annuity Association of America-College Retirement Equities Fund, 730 Third Avenue, New York, NY 10017 2292788A 22TIA0279.03 (8/22)