Data Tools DMW Risk Decision Support We use Zywave’s Decision Assess the probability Master Warehouse (DMW) of self-funding beating to analyze claims on a full insured, deeper level, to better experiencing an understand your aggregate claim, and population’s state of outperformance of wellness different scenarios Actuarial Assistant Predictive Modeling Calculate expected claim Predict participant levels without group enrollment based on claims experience, past behavior and plan calculate cost reduction options, build precise strategies to groups budget rates, and including reference- develop working rates based pricing 2023 EBS Services & Capabilities 31