Plan Administrator Phone Number Website Medical Benefits Harvard Pilgrim Healthcare 1-888-333-4742 www.harvardpilgrim.org Dental Benefits Blue Cross Blue Shield of MA 1-800-832-5700 www.bcbsma.com Vision Benefits VSP 1-800-842-0204 www.vsp.com Life and AD&D Insurance USAble 1-800-796-3872 www.usablelife.com Long Term Disability USAble 1-800-796-3872 www.usablelife.com Flexible Spending Accounts / Commuter Accounts Sentinel Benefits 1-888-762-6088 www.sentinelgroup.com HSA & 401(k) Retirement Plans Fidelity 1-800-835-5097 www.401k.com Voluntary Critical Illness USAble 1-800-370-5856 Email: custserv@usablelife.com www.usablelife.com Employee Assistance Plan USAble 1-800-624-5544 https://eap.lucethealth.com CONTACT INFORMATION 49 // 2026 Employee Benefit Guide