Benefits for 2022 Medical Understanding the full value of covered benefits allows you to take responsibility for maintaining good health and incorporating healthy habits into your lifestyle. Some examples include getting regular physical examinations, mammograms and immunizations. Through the plans offered by Labster, all covered individuals and family members are eligible to receive routine wellness services like these, at no cost; all copays,coinsurance,anddeductiblesarewaived. WHICH PREVENTIVE CARE SERVICES ARE COVERED? The US Preventive Services Task Force maintains a regular list of recommended services that all Affordable Care Act (i.e. Health Care Reform) compliant insurance plans should cover at 100% for in-network providers. Below is a list of common services that are included in the plansoffered thisyear: › RoutinePhysicalExam › WellBabyandChildCare › WellWomanVisits › Immunizations › RoutineBoneDensityTest › RoutineBreastExam › RoutineGynecologicalExam › Screeningfor Gestational Diabetes › Obesity ScreeningandCounseling › RoutineDigitalRectal Exam › RoutineColonoscopy › RoutineColorectalCancerScreening › RoutineProstateTest › RoutineLabProcedures › RoutineMammograms › RoutinePapSmear › SmokingCessation “An ounce of › HealthEducation/CounselingServices › HealthCounselingforSTDs andHIV prevention is worth a › Testing for HPVand HIV › ScreeningandCounselingfor DomesticViolence pound of cure” 2022 Employee Benefit Guide This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance 9 carrier or provider’s contract.
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