Benefits for 2022 Overview of Benefits Programs Labster provides an array of benefits that can help you enjoy increased well-being, deal with an unexpected illness or accident, build and protect your financial security, balance your personal and professional lifeand meeteverydayneeds. These benefits are affordable,comprehensiveandcompetitive. The table below summarizes the benefits available to eligible staff and their dependents. These benefits aredescribedingreaterdetailinthisbooklet. BENEFITS AT-A-GLANCE Coverage Carrier Medical United Healthcare Dental Principal Vision Principal with VSP Life & Disability Principal Flexible Spending Account Health Equity Health Savings Account Optum Bank ELIGIBILITY As a Labster employee, you are eligible for benefits if you work at least 30 hours per week. Benefits are effective on your first day of employment. You may enroll your eligible dependents for coverage once you areeligible.Your eligibledependents include: • Your legalspouse • Your domesticpartner • Your children up to the age of 26 (Children will be covered until the last day of the month in which they turn 26) Onceyourbenefitelections become effective, they remainin effect until the end of the year. You may only changewithin30daysofaqualifiedlifeevent. 2022 Employee Benefit Guide This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance 5 carrier or provider’s contract.