Benefits for 2022 Overview of Benefits Programs CHANGES AND QUALIFYING EVENTS WhenCoverageBeginsandEnds › Your coverage under the benefits plans will end if you no longer meet the eligibility requirements, your contributionsare discontinued,or the Group InsurancePolicyisterminated. Qualifying Events › Eligible employees may enroll or make changes to their benefits elections during the annual open enrollment period. As with most benefits, once you elect an option you are bound to that choice for the entire plan year unless you experience a “QualifyingEvent”. These may include, but are not limitedto: • Changesinemploymentstatus • Changesinlegalmaritalstatus • Changesinnumberofdependents • Takinganunpaidleaveofabsence • Dependentsatisfiesorceasestosatisfyeligibilityrequirement • FamilyMedical LeaveAct(FMLA)leave. • ACOBRA-qualifyingevent • Entitlementto MedicareorMedicaid • A change in the place of residence of the employee, resulting in the current carrier not being available 2022 Employee Benefit Guide This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance 4 carrier or provider’s contract.