BENEFITS OF AN FSA 15 Your gross annual pay $88,000 Estimated tax rate (30%) - $26,400 Your net annual pay $61,600 Your annual healthcare expenses - $2,000 Your final take - home pay $59,600 Your gross annual pay $88,000 Your annual healthcare expenses - $2,000 Your adjusted gross pay $86,000 Estimated tax rate (30%) - $25,800 Your final take home pay $60,200 With an FSA Without an FSA Why Enroll? You can save an average of 30% on healthcare services with a Flexible Spending Account. This account will reduce your overall tax burden, plus funds are conveniently withdrawn from your paycheck each pay period before taxes have been deducted.