PPO HSA (with HRA) Plan Individual IRS 2026 max. contribution: $4,400 BB&N Contribution: $1,000 Max. Employee contribution: $3,400 Family IRS 2026 max. contribution: $8,750 BB&N Contribution: $2,000 Max. Employee contribution: $6,750 PPO HSA Only Plan Individual IRS 2026 max. contribution: $4,400 BB&N Contribution: $2,000 Max. Employee contribution: $2,400 Family IRS 2026 max. contribution: $8,750 BB&N Contribution: $4,000 Max. Employee contribution: $4,750 Below is a calculation of how much you can contribute to your HSA while remaining within IRS 2026 limits. HSA CONTRIBUTIONS 17

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