Velcro USA Inc. 95 Sundial Avenue Manchester, NH 03103 USA Tel: (+1) 603 669 4880 years EBS has successfully negotiated the Cigna Prescription Benefit Manager (PBM) contract to lower Velcro’s net prescription spend. Successful analysis and marketing of the stop loss contract has also given the cost to the lowest cost possible. The Velcro USA medical renewal history is summarized below. It includes the Velcro initial and final renewal percentage change as well as a comparison to the United Benefit Advisors (UBA) annual health plan survey results. The UBA final percentage is after negotiations, plan/carrier changes and cost shifts to employees. The Velcro final percentage has been consistently below UBA final and without any significant Velcro plan design changes. We are proud that throughout EBS’ time consulting for Velcro, the annual medical renewals have remained in single digits. Along with the partner driven team, we have been able to utilize Valeria Tivnan, our Director of Population Health & Wellbeing, and the data we receive from Decision Master Warehouse on our client’s claims experience to make an impact on our client’s healthcare costs. By identifying which kinds of claims are higher than the industry norm, digging into find the cause of the higher-than-normal claims and developing a strategy on how to correct the claims incidence, we are making an impact to our clients’ bottom line. Leave Management | Handling leaves, including paid sick leave and leaves associated with the Family Medical Leave Act (FMLA) is a daunting task. A large physician’s group, such as the PO, often benefit from the Leave Management capabilities provided by a third party, such as a disability carrier. EBS will provide and analyze your current leave program and provide recommendations that will meet your business needs, increase productivity/reduce time off, 14