1. Actual rates will vary based on factors including the applicant’s age, health, occupation and state of residence as well as the amount of coverage, maximum benefit period, waiting period and carrier issuing the coverage. Initial rates may increase. 2. LIMRA, U.S. Group Disability Sales and in Force Survey, 2016. Like most group disability insurance policies, MetLife policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them in force. Contact your plan administrator for details. Metropolitan Life Insurance Company | 200 Park Avenue | New York, NY 10166 1705 857011P L0318503541[exp0319][All States] © 2018 MetLife Services and Solutions, LLC