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ELIGIBILITY PROVISIONS: INSURANCE FOR YOU GCERT2000 27 e/ee ELIGIBLE CLASS(ES) All Active Full-Time Employees DATE YOU ARE ELIGIBLE FOR INSURANCE You may only become eligible for the insurance available for Your class as shown in the SCHEDULE OF BENEFITS . If You are in an eligible class on June 1, 2023, You will be eligible for insurance on that date. If You enter an eligible class after June 1, 2023, You will be eligible for insurance on the date You enter that class. ENROLLMENT PROCESS If You are eligible for insurance, You may enroll for such insurance by completing the required form. In addition, You must give evidence of Your insurability satisfactory to Us at Your expense if You are required to do so under the section entitled EVIDENCE OF INSURABILITY. DATE YOUR INSURANCE TAKES EFFECT Rules for Noncontributory Insurance When You complete the enrollment process for Noncontributory Insurance, such insurance will take effect as follows: · if You are not required to give evidence of Your insurability, such insurance will take effect on the date You become eligible, provided You are Actively at Work on that date; or · if You are required to give evidence of Your insurability and We determine that You are insurable, such insurance will take effect on the date We state in Writing, provided You are Actively at Work on that date. If You are not Actively at Work on the date the Noncontributory Insurance benefit would otherwise take effect, the insurance will take effect on the day You resume Active Work. Rules for Contributory Insurance If You request Contributory Insurance before the date You become eligible for such insurance, such insurance will take effect as follows: · if You are not required to give evidence of Your insurability, such insurance will take effect on the date You become eligible, provided You are Actively at Work on that date. · if You are required to give evidence of Your insurability and We determine that You are insurable, such insurance will take effect on the date We state in Writing, provided You are Actively at Work on that date. If You request Contributory Insurance within 31 days of the date You become eligible for such insurance, such insurance will take effect as follows: · if You are not required to give evidence of Your insurability, such insurance will take effect on the later of: the date You become eligible for such insurance; and the date You enroll provided You are Actively at Work on that date. · if You are required to give evidence of Your insurability and We determine that You are insurable, such insurance will take effect on the date We state in Writing, provided You are Actively at Work on that date. If You request Contributory Disability Income Insurance more than 31 days after the date You become eligible for such insurance, You must give evidence of Your insurability satisfactory to us. You must give such

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