ELIGIBILITY PROVISIONS: INSURANCE FOR YOU (continued) GCERT2000 28 e/ee evidence at Your expense. If We determine that You are insurable, such insurance will take effect on the date We state in Writing, if You are Actively at Work on that date. If You are not Actively at Work on the date insurance would otherwise take effect, insurance will take effect on the day You resume Active Work. See the DEFINITIONS section of this certificate for a complete list of Contributory Insurance benefits. Increase in Insurance You are not required to give evidence of insurability for an increase in insurance due to a change in class of employee, an increase in Your earnings, or a requested increase in insurance. The increase will take effect on the later of: · the day after the date of Your request; or · the date of the increase in Your earnings, provided You are Actively at Work on that date. Decrease in Insurance A decrease in insurance due to a change in class of employee or a decrease in Your earnings will take effect on the day after the date of change. If You make a Written application to decrease Your insurance, that decrease will take effect as of the date of Your application. Changes in Your Disability Income Insurance will only apply to Disabilities commencing on or after the date of the change. DATE YOUR INSURANCE ENDS Your insurance will end on the earliest of: 1. the date the Group Policy ends; 2. the date insurance ends for Your class; 3. the end of the period for which the last premium has been paid for You; or 4. for Disability Income Insurance: Long Term Benefits, the date You cease to be in an eligible class. You will cease to be in an eligible class on the date You cease Active Work in an eligible class, if You are not disabled on that date; or 5. for Disability Income Insurance: Long Term Benefits, the date You retire in accordance with the Policyholder’s retirement plan; or 6. for Disability Income Insurance: Long Term Benefits, date Your employment ends.