DISABILITY INCOME INSURANCE: INCOME WHICH WILL REDUCE YOUR DISABILITY BENEFIT GCERT2000 37 di/red as amended by GCR13-22 We will reduce Your Disability benefit by the amount of all Other Income. Other Income includes the following: 1 . any disability or retirement benefits which You, Your Spouse or child(ren) receive or are eligible to receive because of Your disability or retirement under: · Federal Social Security Act; · Railroad Retirement Act; · any state, public or federal employee retirement or disability plan , including State Teachers Retirement System (STRS) , Public Employee Retirement System (PERS) or Federal Employee Retirement System (FERS). You must apply for such benefits through the highest appeal level that is applicable to such benefits and available under the plan; · any pension or disability plan of any other nation or political subdivision thereof; 2 . any income received for disability or retirement under the Employer’s Retirement Plan, to the extent that it can be attributed to the Employer’s contributions; 3 . any income received for disability under: · a group insurance policy to which the Employer has made a contribution, such as: · benefits for loss of time from work due to disability; and · installment payments for permanent total disability. a no-fault auto law for loss of income, excluding supplemental disability benefits; a government compulsory benefit plan or program which provides payment for loss of time from Your job due to Your disability, whether such payment is made directly by the plan or program, or through a third party; · a self-funded plan, or other arrangement if the Employer contributes toward it or makes payroll deductions for it; · any sick pay, vacation pay or other salary continuation that the Employer pays to You; · workers' compensation or a similar law which provides periodic benefits; · occupational disease laws; · laws providing for maritime maintenance and cure; Unemployment insurance law or program; and/or 4 . any income that You receive from working while Disabled. This includes but is not limited to salary, commissions, overtime pay, bonus or other extra pay arrangements from any source. 5 . recovery amounts that You receive for loss of income as a result of claims against a third party by judgment, settlement or otherwise, including future earnings.