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DISABILITY INCOME INSURANCE: INCOME WHICH WILL NOT REDUCE YOUR DISABILITY BENEFIT GCERT2000 di/no red 40 We will not reduce Your Disability benefit to less than the Minimum Benefit shown in the SCHEDULE OF BENEFITS, or by : ● cost of living adjustments that are paid under any of the above sources of Other Income ; ● reasonable attorney fees included in any award or settlement. If the attorney fees are incurred because of Your successful pursuit of Social Security disability benefits, such fees are limited to those approved by the Social Security Administration; ● group credit insurance; ● mortgage disability insurance benefits; ● early retirement benefits that have not been voluntarily taken by You; ● veteran’s benefits; ● individual disability income insurance policies; ● benefits received from an accelerated death benefit payment; or ● amounts rolled over to a tax qualified plan unless subsequently received by You while You are receiving benefit payments.

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