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DISABILITY INCOME INSURANCE: DATE BENEFIT PAYMENTS END GCERT2000 41 di/ben end Your Disability benefit payments will end on the earliest of: ● the end of the Maximum Benefit Period; ● the date benefits end as specified in the section entitled LIMITED DISABILITY BENEFITS; ● the date You are no longer Disabled; ● the date You die except for benefits paid under sections entitled ADDITIONAL LONG TERM BENEFIT: SINGLE SUM PAYMENT IN THE EVENT OF YOUR DEATH; ● the date You cease or refuse to participate in a Rehabilitation Program that We require; ● the date You fail to have a medical exam requested by Us as described in the Physical Exams subsection of the GENERAL PROVISIONS section; ● the date You fail to provide required Proof of continuing Disability. While You are Disabled, the benefits described in this certificate will not be affected if: ● Your insurance ends ; or ● the Group Policy is amended to change the plan of benefits for Your class.

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