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ELIGIBILITY PROVISIONS: INSURANCE FOR YOU (continued) GCERT2000 34 e/ee Qualifying Event includes: Ÿ marriage; or Ÿ the birth, adoption or placement for adoption of a dependent child; or Ÿ divorce, legal separation or annulment; or Ÿ the death of a dependent; or Ÿ You previously did not enroll for life coverage for You or Your dependent because You had other group coverage, but that coverage has ceased due to loss of eligibility for the other group coverage; or Ÿ Your dependent's ceasing to qualify as a dependent under this insurance or under other group coverage. DATE YOUR INSURANCE ENDS Your insurance will end on the earliest of: 1. the date the Group Policy ends; 2 . the date insurance ends for Your class; 3 . the end of the period for which the last premium has been paid for You; or 4. for Supplemental Life Insurance, the date in which Your employment ends; Your employment will end if You cease to be Actively at Work in any eligible class, except as stated in the section entitled CONTINUATION OF INSURANCE WITH PREMIUM PAYMENT; or 5 . for Supplemental Life Insurance, the date in which You retire in accordance with the Employer’s retirement plan. Please refer to the section entitled ELIGIBILITY FOR CONTINUATION OF CERTAIN INSURANCE WHILE YOU ARE TOTALLY DISABLED for information concerning continuation of Your Life Insurance if insurance ends while You are Totally Disabled. Please refer to the section entitled LIFE INSURANCE: CONVERSION OPTION FOR YOU for information concerning the option to convert to an individual policy of life insurance if Your Life Insurance ends.

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