2023 Renewal Recap PRODUCT CARRIER RENEWAL - Initial renewal projection +2.0% & Final renewal 0.0% - Symetra stop loss transitioned back to Cigna after two years and increased Cigna Medical deductible from $210,000 to $230,000 (premium change -19.2%) Medical Express Scripts PBM - Admin fee remained at $42.11 PEPM (negotiated pushing the requested admin fee Cigna HSA increase for 2023 to 2024 with a cap of 1.5%) - PBM entered year 3 of a 3-year arrangement with annual increases to rebates and discounts from AWP - Added a new higher deductible plan option at lower employee contribution - Initial renewal projection was a decrease of 6.5% & decided to hold rates Dental Cigna - Admin fee $2.90 PEPM(negotiated pushing the requested admin fee increase for 2023 to 2024 with a cap of 1.5%) Vision VSP ‐ Rates guaranteed until 1/1/25 Life/AD&D, Disability Voya ‐ Rates guaranteed until 1/1/24 & FMLA/ADA admin 2023 EBS Services & Capabilities 40