Stop-Loss: Changing Deductible Likelihood of Plan Cost Outcome as a Percent of Expected by Scenario 30.0% • Illustrates the risk of self 25.0% w/o SL funded plan cost outcome with and without stop loss insurance. 20.0% ns • With stop loss insurance o i t ($230K) the results lie very a rv e 15.0% tightly around the expected s b O l Base Case plan cost (100%), but for a a i r T few years in which the plan 10.0% runs up to 120% and as low as 70% of expected. 5.0% 0.0% % of Expected Plan Cost 2023 EBS Services & Capabilities 53