Compensation Full Disclosure At EBS we pride ourselves on our objective and professional advice. Bonus compensation never impacts the way that we conduct business for our clients. We have always followed a policy of full disclosure of fees and commissions. All EBS clients know the following policies: EBS will gladly EBS will continue to EBS will continue to EBS will continue to accommodate any maintain and seek consistent and provide clarity for request for a update all standard fair commission clients in all detailed accounting commission rates so that clients negotiations with of fees, commissions schedules for the may be better able insurers. and/or bonuses insurance to compare received on their companies with competitive business. whom we have proposals. mutual clients. 2023 EBS Services & Capabilities 15