Critical Illness Insurance • Critical Illness Insurance provides a lump-sum cash benefit if you, your spouse, or your child is diagnosed with a covered serious health condition—such as cancer, heart attack, or stroke. The payment is made directly to you, not your provider, and can be used for medical costs, travel, household expenses, lost income – however you want. • This is a voluntary benefit, and employees are responsible for100% of the premium. VOLUNTARY CRITICAL ILLNESS INSURANCE 13 // 2026 Employee Benefit Guide Plan Highlights • You have the option to enroll in Critical Illness coverage with a benefit amount of $10,000 or $15,000 for yourself. • You may also elect to enroll in Family coverage to cover your spouse and/or eligible child(ren). o The benefit for your Spouse is 60% of your benefit. o Your eligible child(ren) will be covered at 40% of your benefit. • A $50 Wellness Screening Benefit is available to all family members on the plan once per year per covered person. download: Critical Illness Benefit Summary download: Critical Illness Enrollment Form