Benefit Who Pays Medical Coverage WCM & You Dental Coverage WCM & You Vision Coverage WCM Life and Accidental Death & Dismemberment WCM Supplemental Life and Accidental Death & Dismemberment You Long Term Disability WCM & You Health Care / Dependent Care Flexible Spending Account You Health Savings Account You 401(k) Retirement Savings Plan WCM & You Voluntary Critical Illness You Benefit Plan Options Employee Cost per Pay Period Medical - HMO Plan Employee Family $56.11 $150.77 Medical - PPO Plan Employee Family $172.97 $464.75 Medical - PPO HSA Plan Employee Family $54.34 $146.02 Dental Employee Family $3.86 $11.21 Long Term Disability Employees are responsible for 10% of the cost of Long Term Disability insurance. Supplemental Life and AD&D Age banded rates. See summary for details. Voluntary Critical Illness Monthly, Employee-Only & Family Age-banded rates. Click HERE to view the rate sheet. COST OF YOUR BENEFITS 4 // 2026 Employee Benefit Guide