Benefits for 2022 Table of Contents • Introduction 3 • Overview of Benefits Programs 4 • Medical Benefits 6 • Telemedicine____________________________________________________________________________________ 10 • Dental Benefits__________________________________________________________________________________ 11 • Vision Benefits 12 • Life Insurance & Disability 13 • Health Savings Account (HSA) 14 • Flexible Spending Account (FSA) 15 • Value of Pre-Tax Benefits 16 • Employee Assistance Program 17 • Voluntary Pet Insurance & Digital Clinic 18 • Contact Page 19 • Health Plan Notices 20 Employee Benefit Guide This booklet provides only a summary of your benefits. All services described within are subject to the definitions, limitations, and exclusions set forth in each insurance 2 carrier or provider’s contract.