Future of Employer Health Plans • Movement to deconstruct Employer sponsored health plans • Employer’s value proposition/ objective may differ from BUCA’s • Ecosystem of interchangeable point solutions based on need: MSK, Mental Health, Diabetes, etc. • Migrate 1st point of contact away from multiple carriers (Med/Dent/Vision) to one Care Navigator • What is the future of Reference Based Pricing (RBP) plans • PBM reform/transparency 2023 EBS Services & Capabilities 59