Recommendation –Deconstruct & Rebuild the Velcro health plan • Drawing board approach to selecting BEST IN CLASS partners to best serve Velcro membership RFP for medical and dental Third Party Administrators (TPAs) • Can keep Cigna network with various TPA (Allegiance Benefit Plan Management) RFP for Carve-out Prescription Benefit Managers (PBM) • Using The TruverisMarketplace EBS can price out ANY PBMthat will agree to be part of the RFP process (ESI, Optum, CVS Caremark, ServeYouRx, Magellan, Prime, etc. • Sub-carve out Specialty Rx to an “overlay” program like ShaRx, PayorMatrix, etc. Healthcare Navigation partner (Accolade, Quantum, etc.) • First response Customer Service to “Navigate” the member through the health care experience • Would act as quarterback directing member to all Velcro Companies programs (wellness, mental health, EAP, diabetes mgmt., etc. Mental Health access solutions like Lyra, Spring, Modern, etc. Family Planning/Gender Affirming partners like Progyny, Carrot, FertilityIQ, etc.] Other Point Solutions as needed (e.g., MSK, Dialysis, High-Cost Imaging, DE&I, etc.) 2022 EBS Services & Capabilities 60

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